Plan Overview
Basic health plans that protect your wellbeing and peace of mind
The Essential Benefits Plan (EBP) provides quality healthcare at affordable rates. The plan covers:
- An annual claim limit of AED 150,000 Emergency medical treatment limited to Emirates within the UAE
- Basic healthcare services within the Emirate of Dubai
- Treatment for chronic and pre-existing conditions are not included for the first 6 months but are included after.
- For basic in-patient healthcare services there is a 20% co-insurance payable by the person insured with a cap (the most that can be paid) of AED 500 per encounter, and an annual aggregate cap of AED 1,000. Anything above these caps the insurer will pay for.
- Cost of drugs and medicines up to an annual limit of AED 1,500 – there’s a 30% co-insurance (payable by the person insured) in respect of each and every prescription
