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Hemaya Plus

It is a straight forward convenient plan that can help eliminate the risk of financial loss that your family may face in case of an unfortunate event. The choice you make today will help your family cope with the financial loss and secure their dreams. Their tomorrow is safe with Hemaya Plus, a Term Plan that offers financial security in the most cost effective way.

Plan Features

  • Entry Age 18 – 74 years
  • Maximum Age at expiry – 100 Years
  • Minimum Payment Term of 2 years.
  • The Plan holder can choose to have a Contribution Payment Term that is equal to or less than the Plan Term.
  • The Plan offers Grace Period of 90 days
  • Plan Currency can be UAE Dirham or US Dollar
  • Plan can be designed for Individual as well as corporate
  • You may choose to pay a Single Contribution or Regular monthly/quarterly/half yearly/yearly Contribution
  • Your Plan can be reinstated within 12 months from the due date of the last unpaid Contribution, at the discretion of the Operator
  • Contribution amount is fixed at the start of the Plan and does not change during the Plan term
  • Free Look period of 30 days from issue date
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Plan Benefits

  • The most affordable Insurance cover
  • Family Takaful Benefit (Insurance coverage) comes with built in Terminal Illness
  • Customize your plan with Additional Benefits such as:

– Critical Illness
– Accidental Death Benefit
– Permanent and Total Disability
– Waiver of Contribution
– Family Income Benefit
– Accidental Total or Partial Permanent Disability

  • Plan can be on single or Joint Life

Here is why customers choose us

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Years of Experience

Easy

Quotation & Claim Process

CASHLESS

Garage & Hospital Network
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Claims Settlement Ratio

Hear what our customers appreciate the most about us

testimonial 1
Rohit Deginal
April 23nd, 2019
Very Professional and quick service for your insurance needs, all with minimal effort. Very satisfied. They will work with you to provide the best market rates that suit your budget and needs
testimonial 2
Mohamed Uvaiz
Dec 2nd, 2019
SALAMA staff were very helpful and provided good quality service even staff waited for me during the lunch break in order to issue policy.

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