Hyat Secure

Life is a long journey and a companion who is with you at each milestone of the way, is welcome. So, as you walk down the path of life, let SALAMA’s Hyat Secure, a whole of life insurance plan accompany you. It is a tool to build on your growth in your early years with a guaranteed 85% Return of Contributions, a plan for protecting your family’s needs and a fund creation vehicle for your old age requirements.

Hyat Secure Plan Features

  • 85% Guaranteed Return of Contributions minus Takaful Donations at maturity.
  • Worldwide Coverage offering a Family Takaful Benefit if the Covered Member passes away during the term of the Plan.
  • Built-in Terminal Illness Benefit.
  • Can be owned by an individual or corporate entity.
  • Provide cover for Single or Joint Life
  • Entry Age from 18 to 64 Years and plan maturity at age 100.
  • Minimum Payment term of 7 years
  • Flexible Payment frequency from Monthly – Quarterly – Half Yearly – Yearly.
  • Payment can be made in both AED or US Dollars.
  • Partial Encashment can be done at any time after 3 years’ Plan Contributions have been received.
  • Full Encashment can be done at any time and shall be subject to encashment charges.
  • The Plan offers Grace Period of 90 days.
  • Free Look period of 30 days from issue date.

Hyat Secure Plan Benefits

  • 100% Allocation rate in Year 1, and 85% in Year 2 To 5 .
  • Bonus of 5% on regular paid contributions in year 4 and 5 and 10% in year 6 and 7.
  • Customize the benefits as per your life requirement by choosing from a wide choice of Optional Benefits like

– Accidental Death Benefit
– Permanent and Total Disability
– Critical Illness
– Family Income Benefit
– Hospital Cash benefit
– Waiver of Contribution
– Accidental Total or Partial Permanent Disability

  • Hassle Free investment performance with SALAMA Secure Strategy
  • Contribution Holiday for a maximum period of one year.

Here is why customers choose us

0 +
Years of Experience


Quotation & Claim Process


Garage & Hospital Network
0 %
Claims Settlement Ratio

Hear what our customers appreciate the most about us

testimonial 1
Rohit Deginal
April 23nd, 2019
Very Professional and quick service for your insurance needs, all with minimal effort. Very satisfied. They will work with you to provide the best market rates that suit your budget and needs
testimonial 2
Mohamed Uvaiz
Dec 2nd, 2019
SALAMA staff were very helpful and provided good quality service even staff waited for me during the lunch break in order to issue policy.

Connect with SALAMA