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Idikhar Plus Secure

With 100% Return Of Contributions, it is true to say that the saved dinar is one earned. Savings require more than planning. Requires a system that usually supports keeping money aside for the future on a regular basis. You may be planning to build a pool of funds for future goals like marriage, children’s education, retirement, or any other major goal in life that requires you to save regularly. While you work hard to fulfill your dreams, Idikhar Plus Secure plan provides peace of mind as it eliminates any worries about fund performance and any fluctuations in the financial markets.

Plan Features

  • 100% Return of Contribution at Plan Maturity minus Takaful Donations and Wakala Charges.
  • Maximum Life cover Up to 5 times of the 1st year’s annual contribution
  • Single Contribution availability on Plan term 5 years and minimum of 100,000 AED contribution.
  • Provide cover for Single or Joint Life
  • Entry Age from 18 to 74 Years
  • Payment term starts from 5 to 20 years
  • Possibility to select a The Minimum Contribution Payment term which is equal to half of the Plan Term, subject to a minimum of 5 years.
  • Flexible Payment frequency from Monthly – Quarterly – Half Yearly – Yearly.
  • Payment can be made in both AED or US Dollars.
  • Partial Encashment can be done at any time after 3 years’ Plan Contributions have been received.
  • Full Encashment can be done at any time and shall be subject to encashment charges.
  • The Plan offers Grace Period of 90 days.
  • Free Look period of 30 days from issue date.
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Plan Benefits

  • Customize the benefits as per your life requirement by choosing from a wide choice of Optional Benefits like

– Accidental Death Benefit
– Permanent and Total Disability
– Critical Illness
– Family Income Benefit
– Hospital Cash benefit
– Waiver of Contribution
– Accidental Total or Partial Permanent Disability

  • Hassle Free investment performance with SALAMA Secure Strategy
  • Contribution Holiday for a maximum period of one year.

Here is why customers choose us

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Years of Experience

Easy

Quotation & Claim Process

CASHLESS

Garage & Hospital Network
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Claims Settlement Ratio

Hear what our customers appreciate the most about us

testimonial 1
Rohit Deginal
April 23nd, 2019
Very Professional and quick service for your insurance needs, all with minimal effort. Very satisfied. They will work with you to provide the best market rates that suit your budget and needs
testimonial 2
Mohamed Uvaiz
Dec 2nd, 2019
SALAMA staff were very helpful and provided good quality service even staff waited for me during the lunch break in order to issue policy.

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