Idikhar Plus

Savings can be tedious especially when you are planning for specific future goals like marriage, child’s education, retirement or any other dream. You need a savings plan that work for you and along with you. Idikhar Plus, is a savings plan boosts your savings on day one by giving you an upfront bonus, making it possible to save regularly and grow your savings continuously. A hassle-free savings plan that helps you save, invest and grow your wealth.

Idikhar Plus Plan Features

  • Day one bonus up to 25% of 1st year annual contribution
  • Maximum Life cover Up to 5 times of the 1st year’s annual contribution
  • Built-in Terminal Illness Benefit.
  • Provide cover for Single or Joint Life
  • Entry Age from 18 to 74 Years
  • Payment term starts from 5 to 20 years
  • Possibility to select a The Minimum Contribution Payment term which is equal to half of the Plan Term, subject to a minimum of 5 years.
  • Flexible Payment frequency from Monthly – Quarterly – Half Yearly – Yearly.
  • Payment can be made in both AED or US Dollars.
  • Partial Encashment can be done at any time after 3 years’ Plan Contributions have been received.
  • Full Encashment can be done at any time and shall be subject to encashment charges.
  • The Plan offers Grace Period of 90 days.
  • Free Look period of 30 days from issue date.

Idikhar Plan Benefits

  • Customize the benefits as per your life requirement by choosing from a wide choice of Optional Benefits like

– Accidental Death Benefit
– Permanent and Total Disability
– Critical Illness
– Family Income Benefit
– Hospital Cash benefit
– Waiver of Contribution
– Accidental Total or Partial Permanent Disability

  • Select a fund or funds of your choice or directly invest in actively managed SALAMA strategies
  • Contribution Holiday for a maximum period of one year.

Here is why customers choose us

0 +
Years of Experience


Quotation & Claim Process


Garage & Hospital Network
0 %
Claims Settlement Ratio

Hear what our customers appreciate the most about us

testimonial 1
Rohit Deginal
April 23nd, 2019
Very Professional and quick service for your insurance needs, all with minimal effort. Very satisfied. They will work with you to provide the best market rates that suit your budget and needs
testimonial 2
Mohamed Uvaiz
Dec 2nd, 2019
SALAMA staff were very helpful and provided good quality service even staff waited for me during the lunch break in order to issue policy.

Connect with SALAMA