Lifelong secure

Lifelong Secure

None of us want to spend time thinking about events like death and illness, but it makes sense to be prepared so that the financial impact on you and your family is as small as possible if the worst happens. Hyat Superior offers you the stable future of your family by protecting their dreams from the material effects of death or illness where a pool of savings is built for all important life goals. All in a Sharia-compliant way.

Plan Features

  • Worldwide Coverage offering a Family Takaful Benefit if the Covered Member passes away during the term of the Plan.
  • Built-in Terminal Illness Benefit.
  • Can be owned by an individual or corporate entity.
  • Provide cover for Single or Joint Life
  • Entry Age from 18 to 64 Years and plan maturity at age 100.
  • Minimum Payment term of 7 years.
  • Flexible Payment frequency from Monthly – Quarterly – Half Yearly – Yearly.
  • Payment can be made in both AED or US Dollars.
  • Partial Encashment can be done at any time after 3 years’ Plan Contributions have been received.Full Encashment can be done at any time and shall be subject to encashment charges.
  • The Plan offers Grace Period of 90 days.
  • Free Look period of 30 days from issue date.
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Plan Benefits

  • 100% Allocation rate in Year 1, and 85% in Year 2 To 5.
  • Customize the benefits as per your life requirement by choosing from a wide choice of Optional Benefits like

– Accidental Death Benefit
– Permanent and Total Disability
– Critical Illness
– Family Income Benefit
– Hospital Cash benefit
– Waiver of Contribution
– Accidental Total or Partial Permanent Disability

  • Select a fund or funds of your choice or directly invest in actively
    managed SALAMA strategies
  • Contribution Holiday for a maximum period of one year

Here is why customers choose us

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Years of Experience

Easy

Quotation & Claim Process

CASHLESS

Garage & Hospital Network
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Claims Settlement Ratio

Hear what our customers appreciate the most about us

testimonial 1
Rohit Deginal
April 23nd, 2019
Very Professional and quick service for your insurance needs, all with minimal effort. Very satisfied. They will work with you to provide the best market rates that suit your budget and needs
testimonial 2
Mohamed Uvaiz
Dec 2nd, 2019
SALAMA staff were very helpful and provided good quality service even staff waited for me during the lunch break in order to issue policy.

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