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You can reach us on 800-725262. Our Customer Service Team will be available to assist you between 9 AM to 6 PM, Sunday to Thursday.

Saving Plans

A penny saved is a penny earned. Savings require more than planning and budgeting. It requires a discipline that supports the habit of keeping aside funds for future on regular basis. You may be planning to create a pool of fund for future financial goals such as Marriage, Child Education, Retirement or for any other major life goal which requires you to save regularly. As you work hard for your dreams your savings should work hard for you and with the right savings plan you get the flexibility and convenience to make changes as your life circumstances changes.
 

IDIKHAR PLUS

Savings can be tedious especially when you are planning for specific future goals like marriage, child’s education, retirement or any other dream. You need a plan that work for you and along with you. Idikhar Plus gives a boost to your savings on day one by giving you an upfront bonus, making it possible to save regularly and grow you savings continuously. A hassle free plan that helps you Save, Invest and Grow your wealth.

PLAN BENEFITS

  • Customize the benefits as per your life requirement by choosing from a wide choice of Optional Benefits like
    • Accidental Death Benefit
    • Permanent and Total Disability
    • Critical Illness
    • Family Income Benefit
    • Hospital Cash benefit
    • Waiver of Contribution
    • Accidental Total or Partial Permanent Disability
  • Select a fund or funds of your choice or directly invest in actively managed SALAMA strategies
  • Contribution Holiday for a maximum period of one year.

PLAN DETAILS

  • Day one bonus up to 25% of 1st year annual contribution
  • Maximum Life cover Up to 5 times of the 1st year’s annual contribution
  • Built-in Terminal Illness Benefit.
  • Provide cover for Single or Joint Life
  • Entry Age from 18 to 74 Years
  • Payment term starts from 5 to 20 years
  • Possibility to select a The Minimum Contribution Payment term which is equal to half of the Plan Term, subject to a minimum of 5 years.
  • Flexible Payment frequency from Monthly – Quarterly – Half Yearly – Yearly.
  • Payment can be made in both AED or US Dollars.
  • Partial Encashment can be done at any time after 3 years’ Plan Contributions have been received.
  • Full Encashment can be done at any time and shall be subject to encashment charges.
  • The Plan offers Grace Period of 90 days.
  • Free Look period of 30 days from issue date.

IDIKHAR PLUS SECURE

With 100% Return Of Contributions, it is true to say that the saved dinar is one earned. Savings require more than planning. Requires a system that usually supports keeping money aside for the future on a regular basis. You may be planning to build a pool of funds for future goals like marriage, children’s education, retirement, or any other major goal in life that requires you to save regularly. While you work hard to fulfill your dreams, Idikhar Plus Secure plan provides peace of mind as it eliminates any worries about fund performance and any fluctuations in the financial markets.

PLAN BENEFITS

  • Customize the benefits as per your life requirement by choosing from a wide choice of Optional Benefits like
    • Accidental Death Benefit
    • Permanent and Total Disability
    • Critical Illness
    • Family Income Benefit
    • Hospital Cash benefit
    • Waiver of Contribution
    • Accidental Total or Partial Permanent Disability
  • Hassle Free investment performance with SALAMA Secure Strategy
  • Contribution Holiday for a maximum period of one year.

PLAN DETAILS

  • 100% Return of Contributions at Plan Maturity minus Takaful Donations.
  • Maximum Life cover Up to 5 times of the 1st year’s annual contribution
  • Single Contribution availability on Plan term 5 years and minimum of 100,000 AED contribution.
  • Provide cover for Single or Joint Life
  • Entry Age from 18 to 74 Years
  • Payment term starts from 5 to 20 years
  • Possibility to select a The Minimum Contribution Payment term which is equal to half of the Plan Term, subject to a minimum of 5 years.
  • Flexible Payment frequency from Monthly – Quarterly – Half Yearly – Yearly.
  • Payment can be made in both AED or US Dollars.
  • Partial Encashment can be done at any time after 3 years’ Plan Contributions have been received.
  • Full Encashment can be done at any time and shall be subject to encashment charges.
  • The Plan offers Grace Period of 90 days.
  • Free Look period of 30 days from issue date.