HEALTH TAKAFUL
Product description
Health insurance provides vital financial protection against unexpected medical expenses, offering peace of mind and access to quality healthcare when you need it most.
Plan Overview
Basic health plans that protect your wellbeing and peace of mind
The Essential Benefits Plan (EBP) provides quality healthcare at affordable rates. The plan covers:
- An annual claim limit of AED 150,000
- Emergency medical treatment limited to Emirates within the UAE
- Basic healthcare services within the Emirate of Dubai
- Treatment for chronic and pre-existing conditions are not included for the first 6 months but are included after.
- For basic in-patient healthcare services there is a 20% co-insurance payable by the person insured with a cap (the most that can be paid) of AED 500 per encounter, and an annual aggregate cap of AED 1,000. Anything above these caps the insurer will pay for.
- Cost of drugs and medicines up to an annual limit of AED 1,500 – there’s a 30% co-insurance (payable by the person insured) in respect of each and every prescription
Plan Overview
Comprehensive coverage to protect your health
Choose from a range of individual plans to safeguard your and your family’s health.
- Worldwide coverage
- Flexible annual limit of AED 500,000 to AED 1 million
- Direct billing with 4,000 providers in the UAE
- Deductible options
- Co-insurance options
- Routine dental cover
- Alternative medicine cover
- Emergency mental health cover
- Vaccination cover for children
- Coverage of chronic medical conditions
Plan Overview
International coverage for your health
International Private Medical Insurance (IPMI) is a long-term health insurance designed to cover expats outside their home country
- Hospital and surgery annual limit per person per period of insurance including standard private room, emergency dental treatment and diagnostic scans and tests up to AED 2,500,000
- Full cover on outpatient treatments
- 24/7 evacuation, repatriation, and assistance services upto AED 1,000,000
- Maternity boost up to AED 6,000/pregnancy (optional)
- Dental and optical cover (optional)
FAQs
The Health Takaful plans by Salama are customized for catering to individuals and families.
Yes, maternity benefits are covered under Salama Health Takaful plans. Salama offers coverage for pre-natal & post-natal care, miscarriage, delivery, and any other maternity complications
Yes, international assistance is included. This is feature that provides access to a large number of healthcare providers globally for emergency medical procedures.
As this is a standard plan designed to be easily accessible for our customers. There are flexible options for annual limit, deductible, and networks one can choose as per their requirements.
Yes, being a comprehensive plan, the policy holder would get additional benefits such as dental, alternative medicine, emergency mental health treatment, options for both direct billing within the provided network and reimbursement (pay and claim).
