Driving through the UAE offers breathtaking views of towering skyscrapers, endless deserts, and more. But as we immerse ourselves in these sights, it is key to drive safely, without speeding, and with precision.
As Imad Khashfeh, Head of Motor Claims at Salama reminds us, “We are committed to fulfilling our promise with your car insurance, but most importantly, we care deeply about your safety and well-being. Stay cautious and take the necessary precautions to be safe.”
In this blog, we bring you tips from our Motor Claims experts on how you can steer safely during Ramadan, in extreme weather conditions, and everyday situations. Read on to find out more!
Follow the road rules
“While on the road, it is essential to follow the rules for your and the safety of others,” says Khawwam Hussein, Senior Motor Claims officer with over 16 years of experience at Salama. However, some of us violate these rules, resulting in not just hefty fines, but also accidents.
According to the UAE’s Ministry of Interior, violations like tailgating, sudden lane changes and deviations, distractions, and negligence are leading causes of accidents. Therefore, as part of safe driving protocol, it is our responsibility to adhere to speed limits and other road safety rules. Furthermore, the UAE government supports road safety through initiatives like SCOOT, an adaptive central traffic control system, and speed management strategies.
Remember, even a minor error can impact not only us or those traveling with us, but also others who are following the rules. So, it is essential to stay vigilant and follow road safety guidelines.
Combat distractions
Staying focused while you are behind the wheel is vital. Sometimes, distractions could creep in – be it a notification on your phone, slight drowsiness, your kids crying, or even an eye-catching advertisement on the road. These small moments could pave the way for huge risks while driving.
Saeed Shannir, a Motor Claims expert at Salama, shares, “Keep your focus on the road because even a small distraction could result in major accidents.” Small measures like keeping your phone on do not disturb, or avoiding multitasking can make for a safer drive. If needed, pull your car over if a distraction needs your attention, such as taking a short power nap or just pausing to regather.
Embrace defensive driving
Driving in an emotional state, especially when you are stressed, fatigued, or irritated, could trigger an incident on the road. By simply adopting a defensive driving mind-set, observing your surroundings, anticipating potential dangers, and taking precautionary measures, you can help avoid this.
For instance, during Ramadan, as people head home for Iftar, there is a probability of increased accidents. Kareem Elazab, Executive Motor Claims Officer at Salama adds, “It’s essential to stay focused and calm under such scenarios.”
Additionally, driving defensively is crucial during adverse weather conditions like rain, hailstorm and sandstorms.
Vehicle maintenance is key
Regular car servicing and maintenance is critical for ensuring safety on the road. For instance, the UAE’s Road and Transport Authority (RTA) recommends checking tire pressure every couple of weeks. This is vital, as tire bursts are a common cause of road accidents
“Lack of proper maintenance can even lead to claim rejections,” Saeed Shannir and Sonu Varghese, our motor claims experts at Salama warn. As part of staying safe and securing smooth claims processing, opt for regular vehicle inspection and maintenance of components like brakes, tires, lights, and other critical vehicle parts.
Modify your schedule for safe driving
Making slight alterations to your driving schedule could create a huge difference, especially while fasting during the holy month of Ramadan or when faced with unpredictable weather. As per Sonu Varghese, accident severity tends to increase when people head back home for Iftar.
To avoid such road perils prompted by traffic delays or speeding, it is essential to assess your driving schedules beforehand and make small adjustments, such as avoiding driving during peak hours and planning alternate routes. This can reduce the chances of encountering roadblocks or dangerous driving conditions.
Be weather-ready
“When you are driving during adverse weather conditions like heavy rain, sandstorms, or high winds, your visibility and control over the vehicle could be greatly reduced, and this can be dangerous,” Saeed Shannir highlights. He further points out, “In such scenarios, it is better to avoid driving altogether or only if it is necessary. If you must, then drive slowly.”
Sonu Varghese adds to this by saying, “During extreme weather conditions, especially when you receive early warnings from the Ministry of Foreign Affairs (MoFA) and National Centre of Meteorology (NCM), take precautions like avoiding parking in the basement, moving your car away from areas where it could flood, and limiting driving.”
If the weather worsens while driving, consider pulling over and wait until conditions improve. By adjusting your driving habits in these small yet impactful ways, you can protect yourself, our passengers, our vehicle and other drivers, while saving time and money.
Know your cover and claim process
“Understanding your car insurance is key to navigating through your claims process,” Kareem Elazab emphasizes. The better you know your policy, the easier it will be to understand what is and what is not covered.
For instance, it is important to understand the difference between Third Party and Comprehensive cover. Third Party coverage is mandatory for all drivers in the UAE, and it protects only third parties during an accident. Comprehensive covers both third parties and personal accident damages.
Read the policy terms and related documents. This will put us in a better position while making a claim. If in doubt, don’t hesitate to reach out to the insurance provider for any clarifications.
To drive safely in the UAE, we don’t need to make drastic changes. Incorporating simple and mindful measures can go a long way to stay protected on the road.
At Salama, we remain committed to shaping safer and brighter tomorrows together for our customers. Contact us to find out more about Auto Takaful and how we can provide the protection you deserve. By the way, we are delighted to offer 20% off while insuring your SUV with us this Ramadan. Check out our special Auto Takaful Ramadan offer here.
